Our Favorite Winter Frugal Joys

Our Favorite Winter Frugal Joys

Frugal joys are free or inexpensive things that make us really happy. They are great for:

  1. Adding joy to our lives without increasing how much we spend 

  2. Swapping out more expensive activities with free or inexpensive ones to save money (without losing the joy). Win, win.

Many frugal joys are seasonal, so I gathered a list of all of your favorite winter-time frugal joys here.

Our Women-Owned Holiday Gift Guide

Our Women-Owned Holiday Gift Guide

Each year we proudly highlight incredible women-owned businesses to support while doing your holiday shopping (and all year round) in our Holiday Gift Guide. Why? Because what we buy matters! How we spend money is a way to vote for more of what we want to see in the world.

We’ve compiled a list of your (and our) favorite brands. Thank you for sending in all of your new favorites this year.

Normalizing Financial Blunders with Financial Fail Fridays

Normalizing Financial Blunders with Financial Fail Fridays

At the Fiscal Femme we believe that financial mistakes or missteps are all part of the process of getting better with money. Why? We’re not born knowing ‘how to money’ 🤑 and very few of us learn money skills until well into adulthood.

At the same time, whether we’re budgeting, investing or making a plan to pay down debt, it’s much better to get started than to wait until we know everything. Enter #FinancialFailFridays.

Your Favorite Summer Frugal Joys

Your Favorite Summer Frugal Joys

Frugal joys are free or inexpensive things and experiences that make us happy. The best part about them is that we can add more of them to our lives without increasing our expenses. We can also use them to replace more expensive things to reduce our spending (without losing the joy in our lives). 

Summer is an amazing favorite frugal joy season because there are so many great options when the weather is warm.

I polled the Fiscal Femme community to come up with a list of the best summer frugal joys and you all delivered. Here are your favorite frugal joys.

The Fiscal Femme Venmo Etiquette Survey

The Fiscal Femme Venmo Etiquette Survey

It’s easier than ever to split a meal or a vacation with a friend using apps like Venmo and Zelle. But with that ease comes a whole new microcosm of navigating money with friends and colleagues.

What’s worth requesting? When is it time to follow-up when a friend doesn’t pay you? We asked the Fiscal Femme community to share their cash app etiquette so we could learn from each other! 💵📱

5 Steps to Put Your Tax Refund to Good Use

5 Steps to Put Your Tax Refund to Good Use

Tax season is coming to a close, which means many will soon have refunds, if not already. We talk a lot about taxes -- how to file them, how to minimize them and how to plan for them, but another really important part of tax planning is making the best use of your refund. 

If you’ve filed and know exactly how much you’re getting back, here’s a step-by-step recommendation for making the most of your tax refund. 

My Favorite Online Savings Accounts

My Favorite Online Savings Accounts

I’m a huge proponent of online savings accounts (also called high yield or high interest savings accounts) as part of our overall financial strategy. My clients and I have used them again and again to finally start saving and keep our savings safe from ourselves. Wonderful bonus - they also earn a bit of interest!  

The next question I get is which banks do you recommend. So, naturally, I went on a mission to find you the best online savings accounts.