Justin and I are back from our incredible wedding weekend and are starting our newlywed lives together. With wedding planning behind us, we are now focusing on the next project – creating a beautiful home! While we have been living in this apartment for almost four months now, it’s a great opportunity to do some spring cleaning and make our space ideal for us!
It’s also a great time to get a jump start on our new money lives together. We are now a team working toward each other’s goals and dreams together. You’re probably not surprised, but I found all kinds of parallels in the spring cleaning of our apartment to the spring cleaning of our money lives. I’ve combined them so that each of these seven steps works for both! I’ll be posting over the course of three weeks – I hope you enjoy!
Step 1: Come up with your strategy.
There are many facets to our money lives and even New York apartments have more than one room – are you going to tackle one at a time or would you rather do all at once? There is no wrong answer here. For me, it’s been helpful to see real progress in one room before I move on to the next. I’ve found it motivates me a whole lot more than completing one step for the entire apartment. I also decided I’d start small. My home-office is a sacred space for me because that’s where I spend the majority of my time each day. It’s also pretty small so I could hone my strategy in that room before moving on to the next. Set up your strategy so that you get to have the most fun with this!
Step 2: Take inventory and give the excess away.
One of the best parts of spring cleaning is clearing out of the excess. And how abundant do you feel when you get present to the fact that you have so much more than you need?! First, take an inventory of what you have and then set up time to do a walk through of your home and/or financial setup to find any excess. Does having accounts with four different banks make your life any better? Does it complicate things to be spending on five different credit cards? Do you really need five different measuring cups? You might not think so but if you have a partner or roommate, make sure to talk to them before getting rid of the excess. For Justin, the many measuring cup sets are a necessity. You just never know!
Step 3: Make a list of in-completes and check them off one-by-one.
By now, your money life and home are looking pretty great. You have a plan and have cleared out the excess! I feel lighter already. Now it’s time to deal with the things that bug you. These might be broken lamps, disorganized closets, unused transit benefits or setting up automatic increases to your company 401-K. Walk around your home and think through your money life. What things bug you, even if it’s just a little bit? You don’t have to live with these! Make of list of any and all things that bug you. Set aside time each day or week to start going through and checking off the list. Not only will you feel amazing after getting all of these down on paper, you might find that there were things that bugged you that you ignored and had no idea they were even bugging you. Think of all the space in your mind you are creating by not having these thorns in your side every time you walk into your home!
I’ve given you plenty to keep you busy. Next week I’ll take you through two more steps to take your money and home from good to great!