Frugal joys are free or inexpensive things that make us really happy. They are great for:
Adding joy to our lives without increasing how much we spend
Swapping out more expensive activities with free or inexpensive ones to save money (without losing the joy). Win, win.
Many frugal joys are seasonal, so I gathered a list of all of your favorite winter-time frugal joys here.
Each year we proudly highlight incredible women-owned businesses to support while doing your holiday shopping (and all year round) in our Holiday Gift Guide. Why? Because what we buy matters! How we spend money is a way to vote for more of what we want to see in the world.
We’ve compiled a list of your (and our) favorite brands. Thank you for sending in all of your new favorites this year.
At the Fiscal Femme we believe that financial mistakes or missteps are all part of the process of getting better with money. Why? We’re not born knowing ‘how to money’ 🤑 and very few of us learn money skills until well into adulthood.
At the same time, whether we’re budgeting, investing or making a plan to pay down debt, it’s much better to get started than to wait until we know everything. Enter #FinancialFailFridays.
Frugal joys are free or inexpensive things and experiences that make us happy. The best part about them is that we can add more of them to our lives without increasing our expenses. We can also use them to replace more expensive things to reduce our spending (without losing the joy in our lives).
Summer is an amazing favorite frugal joy season because there are so many great options when the weather is warm.
I polled the Fiscal Femme community to come up with a list of the best summer frugal joys and you all delivered. Here are your favorite frugal joys.
It’s easier than ever to split a meal or a vacation with a friend using apps like Venmo and Zelle. But with that ease comes a whole new microcosm of navigating money with friends and colleagues.
What’s worth requesting? When is it time to follow-up when a friend doesn’t pay you? We asked the Fiscal Femme community to share their cash app etiquette so we could learn from each other! 💵📱
Tax season is coming to a close, which means many will soon have refunds, if not already. We talk a lot about taxes -- how to file them, how to minimize them and how to plan for them, but another really important part of tax planning is making the best use of your refund.
If you’ve filed and know exactly how much you’re getting back, here’s a step-by-step recommendation for making the most of your tax refund.
A few summers ago, we took our son on his first overseas trip to England. We decided to go because one of my best friends had just moved to London and as part of our nanny share arrangement (2 kids, 1 nanny) we coordinated vacation time with our wonderful share family so the nanny got some time off.
But with new child expenses (our son starting preschool in the fall) and investing in my business, I was torn about whether or not to take the trip. I had “YOLO” on one shoulder and our savings goals on the other shoulder and they were saying very conflicting things!
Regardless of how much or how little money we have, we only get to use each dollar once. I know… bummer.
Once we realize that, it becomes easier to navigate our spending. We understand that every time we use a dollar, we miss out on the opportunity to use it somewhere else. That’s called opportunity cost.
We deal with opportunity costs all day every day. When I choose a restaurant for dinner, I don’t get to eat at all the other restaurants I didn’t choose. When I say yes to a project, I don’t have the opportunity to use that time for something else.
Cleanses are a great way to hit reset on certain areas of your life. They help you break bad habits, flush toxins, and set yourself up with a powerful plan for the future. I’ve done technology cleanses, sugar cleanses, and closet cleanses that have had these effects.
A 30-Day Money Cleanse is no different than any other cleanse - except that it hits reset on your money.
Maybe you already know you are in need of a Money Cleanse and are ready to take one one. Maybe you know you could improve your financial habits, but you aren’t quite sure that a Money Cleanse is right for you.
Good, cheap wine might sound like an oxymoron. We often associate good wine as being more expensive and it certainly can be, but it doesn’t have to be. Ironically, sometimes the more expensive wine isn’t better in quality.
At the Fiscal Femme, we’re all about finding win-win situations where we save money while living better. This can certainly apply to wine. Whether you are looking to enjoy a nice glass of wine, impress friends, or save money, I have you covered. I spoke with sommelier and wine educator, Hillary Zio, who shared her best tips for choosing delicious, good cheap wine.
