Filing our taxes can be an arduous process that we often try to get through as quickly as possible. But before we hit submit or give our accountants the final okay, we want to make sure we are minimizing our tax bill (or maximizing our tax return).
Why? First and foremost, that means we’ll have more money in our pockets to allocate towards our goals. And second, if we don’t, we’re paying more taxes than we need to.
Around here we celebrate your money wins - big and small - each and every week. 🥳 Because taking steps, no matter how small, leads to more steps and our progress snowballs. It’s a beautiful thing!
And now we’re diving into a money win of your choice each month so you can get all the juicy deets.
This month we’re talking to Jule who paid off all of her credit card debt after 7 years.
Here’s how I decorated my new office in 3 months for $1,600. When we moved into our new apartment a few months ago, I was so excited to decorate my office. It’s a space where I will spend a lot of time, and I also get to make it my own. While I had the freedom to choose, there was also a restraint. I wanted to spend as little as reasonably possible.
Each year we proudly highlight incredible women-owned businesses to support while doing your holiday shopping (and all year round) in our Holiday Gift Guide. Why? Because what we buy matters! How we spend money is a way to vote for more of what we want to see in the world.
We’ve compiled a list of your (and our) favorite brands. Thank you for sending in all of your new favorites this year.
We just went through the process of buying a home for the second time and while it’s fresh in my mind (the good and the bad LOL), I want to share what I know and learned.
I asked you, the Fiscal Femme community, on Instagram what questions you have about home buying and turned it into a Q&A for you here.
At the Fiscal Femme we talk about our financial fails each week. Why? When we share our money mishaps, we realize we’re not alone. We’re all figuring this out together. We also can learn from one another’s mistakes.
One common trend I see in our financial fails each week is that we often avoid awkward or uncomfortable money conversations at the expense of our own financial well-being. If this is happening to so many of us (myself included!), I thought it would be helpful to dive into a specific awkward money convo and help a community member navigate it.
First up… Betty! I coached her through an awkward money convo with her roomie and this is what happened
Around here we celebrate your money wins - big and small - each and every week. 🥳 Because taking steps, no matter how small, leads to more steps and our progress snowballs. It’s a beautiful thing!
And now we’re diving into a money win of your choice each month so you can get all the juicy deets.
This week we’re talking to Lily who reduced her spending by $2K per month by keeping a money journal and having Money Parties. Here’s our conversation.
I’m a huge proponent of online savings accounts (also called high yield or high interest savings accounts) as part of our overall financial strategy. My clients and I have used them again and again to finally start saving and keep our savings safe from ourselves. Wonderful bonus - they also earn a bit of interest!
The next question I get is which banks do you recommend. So, naturally, I went on a mission to find you the best online savings accounts.
Frugal joys are free or inexpensive things and experiences that make us happy. The best part about them is that we can add more of them to our lives without increasing our expenses. We can also use them to replace more expensive things to reduce our spending (without losing the joy in our lives).
Spring and summer are my favorite frugal joy seasons because there are so many great options when the weather is warm.
I polled you, the Fiscal Femme community, to come up with a list of the best warm weather frugal joys and you all delivered!
Frugal joys are free or inexpensive things that make us really happy. They are great for:
Adding joy to our lives without increasing how much we spend
Swapping out more expensive activities with free or inexpensive ones to save money (without losing the joy). Win, win.
Many frugal joys are seasonal, so I gathered a list of all of your favorite winter-time frugal joys here.
