TACKLE YOUR DEBT
Create a sustainable and manageable plan to pay down your credit card debt for good without the shame and guilt.
When I got my first credit card, I had no idea how they worked, yet it was so easy for me to open one up. When it comes to our debt, we’re not set up for success and we have so much working against us.
I’m here to help change that. If you:
Then you’ve come to the right place. I get it.
I got my first credit card when I graduated college and didn’t really understand how they worked or all the ways they could get me in trouble. Way too many interest charges and fees later, I struggled to make on time payments and ended up damaging my credit.
That was almost ten years ago and since, I’ve learned so much through my own experience and helping hundreds of other people get a handle on and pay down their credit card debt.
I know what worked over and over again for them and I’ve created a step by step system for replicating those results for you via this program. I’m so excited to share it with you!
The Tackle Your Debt Course is a 10-week program that takes you through my step by step process to create a sustainable and manageable plan to pay down your debt, for good. This program advocates for living a full and joyful life while making headway on your debt.
what you’ll walk away with
+ A debt pay down plan so you’ll know how and by when you’ll pay down your debt. This also includes how many and which pieces of debt to prioritize.
+ An easy tool for tracking your progress towards each pay down milestone
+ A roadmap for your spending so you can stay on track for each of your debt pay down milestones and goals
+ Strategies to decrease your spending (and put more money towards your debt) without giving up the things you love
+ A calculator to help you decide what annual credit card points are worth to you and which cards are worth the fees
+ A system to track, measure, and celebrate your success and keep yourself motivated along the way
what you get and how it works:
Get started now on your new debt pay down plan. Enroll in the Tackle Your Debt Course and get lifetime access video classes taught by Ashley and accompanying resources, tools and calculators.
why me?
Since I started the Fiscal Femme in 2012, I’ve helped thousands of people feel financially confident, achieve some major financial goals and destress their money. I’ve given workshops and keynotes at companies like Google, LinkedIn, and Bacardi and my work has been featured in CNBC, Forbes, Glamour, and The New York Times.
My first book, The 30-Day Money Cleanse, was named Best Business Book of the Year (so far!) and Publishers’ Weekly called it a “cheery and easy-to-follow guide” for “developing good financial habits and dealing fearlessly with personal finances.”
But I think the most telling of all is what people who have worked with me and taken my programs are saying:
“Working with Ashley has been one of the most eye-opening experiences. With her help I have learned I am deserving and able to create a life built on balance; and that my debt should not define me. Her courses have given me a new outlook on so much more than just my financial well-being, and I have finally found my confidence when it comes to talking about money. The feeling of being able to pay down my debt AND save money is indescribable and I cannot thank you enough for encouraging and supporting me through this journey! I saved $800 during the 30 days and am set to have all my debt paid off in four months.
”
“Working with Ashley was one of the most rewarding experiences of my life. I had been meaning to speak to a money coach for a while, but was worried it would be a judgmental situation given my habits. Ashley never made me feel guilty, and instead helped me hone in what truly made me happy, and in turn, helped me spend money on those things and not waste it on others. I am happy to say that since the program stopped, I have stuck to the plan we created, and I have more in savings than I ever had before. I am forever grateful for Ashley and what she instilled in me.”
“Working with Ashley was literally the BEST investment I have made thus far in my life. She is such a joy to work with and very very gentle! I feel completely safe in working with her because let’s be honest sharing all your finances can be a bit scary! I now have the understanding of finances and how to make money truly work for me and my life and I don’t have any fear or anxiety around money anymore. I am excited to say that very shortly I will have paid down all my credit cards, have stopped being in the paycheck to paycheck scenario that plagued me for so long and I have started my first high interest savings account! All this plus a solid plan within 3 months of working with Ashley.”
“Today is the last day of my credit card cycle, and I’m thrilled to tell you that I reduced my average monthly spending by nearly $1,200!! Holy crap. And I mostly didn’t feel deprived. That’s one heck of a ROI, Ashley! I’m kicking myself for not doing this sooner! Anyway, thank you!”
The Course Curriculum
Welcome + Resources
Your Tackle Your Debt Course 10-Week Roadmap
Tackle Your Debt Workbook Exercises + Tools
Class #1 - Debt 101 and Taking Inventory
Uncover your relationship to your debt
Understand what credit cards are costing you
Take inventory of your debt
Set up your cash tracker (so you know exactly how much you can put towards your debt each month)
Class #2 - Create Your Debt Pay Down Plan
Learn how to prioritize your debt
Make a plan to pay down your debt
Put that plan into action (update your cash tracker accordingly)
Class #3 - Accelerate Your Pay Down Plan
Play the money game (and pay down your debt more quickly)
Use the credit card analysis tool to decide if credit card points / fees are worth it
Update cash tracker with new spending amounts
Learn how to negotiate your interest rates with banks
Evaluate which credit card strategies make sense for you
Class #4 - Create & Maintain New Habits
Create a plan to track & maintain your success
Make a visual representation of your debt (for motivation)
Use Money Parties to stay on track
Other strategies to stick with your plan
Bonus Class - Increase Your Credit Score
Understand what determines your credit score
Learn and implement strategies to increase your score
Hi, I’m Ashley.
Confession: I really struggled with managing my money for a long time, even though I worked as an investment banker and had a finance degree!
Yep. Back in the day, I was working in the financial space, crunching numbers and dealing with budgets on a daily basis. And I was making a great salary, too.
Sounds like the beginning of a millennial fairytale-come-true, right?
Wrong.
While you’d think someone with a degree in finance and multiple years in the financial trenches would know a thing (or 20) about managing money, at the end of the day–aka the end of my investment banking stint–I didn’t have anything to show for it.
I justified my overspending by telling myself I was working so hard, I deserved to splurge! What’s a margarita here or a mimosa there?
Unfortunately, those margaritas and mimosas do add up. And despite all my experience, I didn’t actually know how to make smart money decisions for my own life.
The bright side? I knew my relationship with money needed a MAJOR change if it was ever going to work.
Flash forward to today: I’m the founder and CEO of the Fiscal Femme, as well as an an author, money coach, and feminist who is on a mission to end inequality through financial well-being. I’ve read more books on money than I care to count and have helped thousands of people transform their financial wellness.
FAQ
Why should I spend money to save money?
This is my favorite question and believe me, I get the irony. First, when we pay for something, we’re invested. We show up fully and we get results. I saw this when I raised prices on my first course. The participants’ results skyrocketed. They were saving hundreds more and that made the value of the course increase exponentially - for them.
I’m also a big believer in investing in experts to save us time, money and added stress. By setting up the systems and strategies provided in this course, you will make up the money thousands of times over via decreases in spending and increases in investments and income. Not to mention the more subjective benefits like happiness, peace of mind and reduced shame and guilt.
I’ve got a full life. What’s the time commitment?
To get the best results, I recommend a time commitment of an hour and a half per week. You can break up that hour and a half however you’d like.
Can I retake the course?
Yes, you have lifetime unlimited access to the program.
Where do I take the course?
Everything is available in the online course portal. You’ll get a unique login to access it as soon as you purchase the course.
Can I take the course on my own schedule?
Yes! You get to create your own schedule because it’s all online. You can access the course anytime and anywhere, and you’ll do it at your own pace.
Do you offer refunds?
Yes, I’m so confident in this program that if you take the classes and do the exercises (and send me the completed work) within the first two months and are not happy with your results, I’ll give you a 100% refund.
Start your Tackle Your Debt journey today! Get lifetime access to the course and all of the other amazing resources.
100% Money Back Guarantee.
I'm so confident in the Tackle Your Debt Course that your satisfaction is guaranteed. If you follow my suggestions, complete all of the classes and exercises, and you don't see results, contact us within the first two months and we'll refund you. That's how confident we are that this program will work for you!