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Budgeting for a Move

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Budgeting for a Move

Right now, there’s a lot of moving going on. Some are moving in with family in order to save on rent, some living in expensive cities with indefinite WFH plans are moving to cheaper locations, and others are pushing up their plans to move to the suburbs in order to have more space.

Regardless of why you’re moving, it’s never easy to move - and it’s expensive. Most of us don’t actually plan for the cost of moving and even when we do, we grossly underestimate what it will cost. This can cause us a lot of stress and affect our financial goals. If you are budgeting for a move in the near future, here’s how to do it

The Fiscal Femme Anonymous Spending Survey

The Fiscal Femme Anonymous Spending Survey

When I first started my money journey it was really helpful to see how much people were spending on certain things. Not because it was important to compare myself with others or that I should spend my money the same way. But more because it opened my eyes to what was possible and gave me a spending frame of reference.

I remember finding out that one of my friends spent a fraction of what I was spending on food and dining out. Yet, her life didn’t seem that much different from mine. It made me realize I had a lot of room for improvement.

Do Some Meal Planning to Save Money (and Time)

Do Some Meal Planning to Save Money (and Time)

Groceries have been in the spending spotlight the last few months as we’ve stockpiled (often marked-up) shelf stabilized goods and haven’t had the opportunity to dine out.

I noticed that being crunched for time with work and toddler, J and I turned to the same meals over and over. I got really sick of eating the same things and did a complete 180. I went too far in the other direction and started spending way too much precious evening time pinning Pinterest recipes that were complicated and time consuming and left me frustrated and ready to order pizza (again).

We’ve since found our groove. Here’s what’s worked for us as far as meal planning to save money and time.

How to Financially Prepare for Having a Baby

How to Financially Prepare for Having a Baby

Only 25% of the parents in the Fiscal Femme community felt financially prepared to have a child. Most reported that they didn’t really know how they were going to make it all work financially but they figured it out.

I share this because if you are ready to have kids but aren’t feeling prepared financially, you are not alone.

We hear kids are expensive (to say that least), but what does it even mean to prepare financially? What can we do to prepare ourselves for this big change? Is it worth delaying starting a family if we aren’t financially ready?

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Switch to an Ethical and Socially Responsible Bank

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Switch to an Ethical and Socially Responsible Bank

How and why to switch to an ethical, green, and socially responsible bank.

At the Fiscal Femme, we’re all about aligning our spending and investing with our values. Every time we make a spending decision, we’re voting with our values. In an ideal world, we should be able to look at our recent spending and have a good idea of what’s important to us.

Preparing for a Mortgage

Preparing for a Mortgage

I had read countless articles about the mortgage process and worked with many clients as they purchased their first and second homes, but as with most things, going through the process yourself is a whole different story.

I had an idea of what to expect but there are many things I would have done differently to make our lives easier and the process less stressful. We learned a lot along the way, and I’m excited to share those lessons with you. Here’s what we wished we knew before embarking on the mortgage process.

6 Steps to Negotiating the Salary You Deserve

6 Steps to Negotiating the Salary You Deserve

The idea of negotiating the salary we deserve is fraught with setbacks. There’s the discomfort with negotiating in general. It’s hard enough to talk about money, but having to ask for more money from our boss or manager can take us over the edge.

Women tend to fear the repercussions of these conversations more than men. Will this hurt my career at the company? Will they view me as greedy or pushy?

3 Non-Serving Money Habits Entrepreneurs Need to Break

3 Non-Serving Money Habits Entrepreneurs Need to Break

Habits are behaviors we repeat, and over time they have a tremendous impact. Our money habits are important for both our personal and business lives but as entrepreneurs our money habits often keep us from achieving our financial goals.

When we earn a salary, we can get away with some less-than-ideal money habits, but as entrepreneurs they really come back to smack us in the face.