We just went through the process of buying a home for the second time and while it’s fresh in my mind (the good and the bad LOL), I want to share what I know and learned.
I asked you, the Fiscal Femme community, on Instagram what questions you have about home buying and turned it into a Q&A for you here.
At the Fiscal Femme we talk about our financial fails each week. Why? When we share our money mishaps, we realize we’re not alone. We’re all figuring this out together. We also can learn from one another’s mistakes.
One common trend I see in our financial fails each week is that we often avoid awkward or uncomfortable money conversations at the expense of our own financial well-being. If this is happening to so many of us (myself included!), I thought it would be helpful to dive into a specific awkward money convo and help a community member navigate it.
First up… Betty! I coached her through an awkward money convo with her roomie and this is what happened
Around here we celebrate your money wins - big and small - each and every week. 🥳 Because taking steps, no matter how small, leads to more steps and our progress snowballs. It’s a beautiful thing!
And now we’re diving into a money win of your choice each month so you can get all the juicy deets.
This week we’re talking to Lily who reduced her spending by $2K per month by keeping a money journal and having Money Parties. Here’s our conversation.
Frugal joys are free or inexpensive things and experiences that make us happy. The best part about them is that we can add more of them to our lives without increasing our expenses. We can also use them to replace more expensive things to reduce our spending (without losing the joy in our lives).
Spring and summer are my favorite frugal joy seasons because there are so many great options when the weather is warm.
I polled you, the Fiscal Femme community, to come up with a list of the best warm weather frugal joys and you all delivered!
Frugal joys are free or inexpensive things that make us really happy. They are great for:
Adding joy to our lives without increasing how much we spend
Swapping out more expensive activities with free or inexpensive ones to save money (without losing the joy). Win, win.
Many frugal joys are seasonal, so I gathered a list of all of your favorite winter-time frugal joys here.
Each year we proudly highlight incredible women-owned businesses to support while doing your holiday shopping (and all year round) in our Holiday Gift Guide. Why? Because what we buy matters! How we spend money is a way to vote for more of what we want to see in the world.
We’ve compiled a list of your (and our) favorite brands. Thank you for sending in all of your new favorites this year.
At the Fiscal Femme we believe that financial mistakes or missteps are all part of the process of getting better with money. Why? We’re not born knowing ‘how to money’ 🤑 and very few of us learn money skills until well into adulthood.
At the same time, whether we’re budgeting, investing or making a plan to pay down debt, it’s much better to get started than to wait until we know everything. Enter #FinancialFailFridays.
It’s easier than ever to split a meal or a vacation with a friend using apps like Venmo and Zelle. But with that ease comes a whole new microcosm of navigating money with friends and colleagues.
What’s worth requesting? When is it time to follow-up when a friend doesn’t pay you? We asked the Fiscal Femme community to share their cash app etiquette so we could learn from each other! 💵📱
Tax season is coming to a close, which means many will soon have refunds, if not already. We talk a lot about taxes -- how to file them, how to minimize them and how to plan for them, but another really important part of tax planning is making the best use of your refund.
If you’ve filed and know exactly how much you’re getting back, here’s a step-by-step recommendation for making the most of your tax refund.
A few summers ago, we took our son on his first overseas trip to England. We decided to go because one of my best friends had just moved to London and as part of our nanny share arrangement (2 kids, 1 nanny) we coordinated vacation time with our wonderful share family so the nanny got some time off.
But with new child expenses (our son starting preschool in the fall) and investing in my business, I was torn about whether or not to take the trip. I had “YOLO” on one shoulder and our savings goals on the other shoulder and they were saying very conflicting things!
