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5 Ways to Automate Your Finances

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5 Ways to Automate Your Finances

We often make things harder than they need to be, especially when it comes to our finances. I’m guilty of this myself! I used to have a million bank accounts with a handful of bills coming out of each. I had a big blob of savings that was used for a variety of things. Very little was automated outside of my 401(k), and that even had some room for improvement. 

To make our lives easier and less stressful, we can use automation to our advantage. Here are five ways you can automate your finances to reach your financial goals more quickly and easily. 

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Fiscal Femme Anonymous Money Survey 2022

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Fiscal Femme Anonymous Money Survey 2022

We’re back with our second installment of the Fiscal Femme Anonymous Money Survey. Why? When I first started my money journey it was really helpful to see how much people were spending on certain things. Not because it was important to compare myself with others or that I should spend my money the same way, but more because it opened my eyes to what was possible and gave me a spending frame of reference.

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My Favorite Summer Frugal Joys

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My Favorite Summer Frugal Joys

Frugal joys are free or inexpensive things and experiences that make us happy. The best part about them is that we can add more of them to our lives without increasing our expenses. We can also use them to replace more expensive things to reduce our spending (without losing the joy in our lives). 

Summer is my favorite frugal joy season because there are so many options when the weather is warm. Here are some of my favorite frugal joys from this summer. I’d love to hear about yours too! 

Revisit (or Create) Your Rainy Day Fund in 7 Steps

Revisit (or Create) Your Rainy Day Fund in 7 Steps

In times of uncertainty, our rainy day funds become more important than ever. Why? They provide us with cash in case of an emergency - like a change in income, job loss, or unexpected expenses.

They also give us freedom to make choices, peace of mind, and space for creativity. Think about it. Maybe you lost your job and are looking for your next career opportunity. If you have a rainy day fund, you’re better positioned to pass up on a job that’s not a good fit because you don’t need the cash as urgently.

This can make a huge difference in our career trajectories, future earnings, and our overall happiness and satisfaction at work.

How To Talk Money With Your Honey

How To Talk Money With Your Honey

Aiming to better understand your partner’s money habits and his or her financial situation now will make you happier and certainly make managing money together much easier in the future. According to TD Bank’s Love + Money Survey, 90% of happy couples discuss finances once a month.

This isn’t an easy conversation to have for many reasons, but it’s well worth it. Here’s how to ease into the money talk with your partner without the shame and embarrassment so many of us fear.

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A Millennial's Guide to Spending (and Saving)

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A Millennial's Guide to Spending (and Saving)

The earlier we start, the easier it is to save up for financial freedom—aka retirement. Why? The eighth wonder of the world: compound interest. While retirement may seem far off when we are young, compound interest (or interest on interest) makes it worth our while to start contributing funds to our retirement early on. Any contributions, including small amounts, make a huge difference when given the chance to accumulate.

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Want to Take a Bucket List Trip? Here’s How I’m Planning for Mine.

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Want to Take a Bucket List Trip? Here’s How I’m Planning for Mine.

New research from Affirm shows that Americans’ top goal for 2022 is to take a vacation. And it makes sense. So many of us are overdue - way overdue - myself included.

Of those who plan to travel, 80% agree that this will be the year they splurge on a bucket list vacation, but once in a lifetime vacations require money and time to plan. And with inflation, the cost of that bucket list trip has most likely gone up. Affirm found that 66% of Americans are worried that inflation will impact their 2022 goals, but that doesn’t have to be you!

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How Travel Inspired My Financial Journey

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How Travel Inspired My Financial Journey

As part of our Women’s History Month series, Cinneah (the founder of Flynanced) and I co-hosted a series of incredible roundtable discussions with some of our favorite women in the personal finance space with the goal of fostering rich intersectional conversations around money.

Jateria is a financial coach, travel strategist, and founder of Debt Free Travel Journey. We asked her how travel has inspired her financial journey. Here’s what she had to share. (You can watch the full recording of the roundtable discussion, Creating a Travel Abundant Lifestyle, here).

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Diversifying Your Income on Your FI/RE Journey

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Diversifying Your Income on Your FI/RE Journey

As part of our Women’s History Month series, Cinneah (the founder of Flynanced) and I co-hosted a series of incredible roundtable discussions with some of our favorite women in the personal finance space with the goal of fostering rich intersectional conversations around money.

We asked Kiersten Saunders, co-founder of the award-winning blog rich & REGULAR, about the first part of the FI/RE equation - our income. Here’s what she had to share.