Money Musings: Two weeks and counting

Money Musings 💭 two weeks and counting ⏳

I am two weeks away from my book deadline - eep!

As I’m holed away writing and rewriting and rewriting (LOL), I keep thinking about the book I want to give you all.

💰 I want it to give you the foundation you need in EVERY area of personal finance.

💰 I want it to provide perspective on many of the problems with our financial systems and how they disproportionately affect the lives of women and BIPOC, and even more so BIPOC women.

💰 I want it to be fun, digestible and enjoyable to read.

💰 I want you to giggle as you’re reading it.

💰 I want you to feel powerful, in charge and ready to build wealth when you finish it.

💰 I want you to be able to come back and reference it as things change in your financial life or you have a question.

If I could give you a book that was just life-changing and EVERYTHING you’d ever want in a money book, what questions would it answer? What would it provide you with? What would it be like?

Hit reply and let me know or if you prefer, I’ve given you a place to share here.

2 weeks and counting. Let’s do this! 🙌

MONEY MOVE OF THE WEEK

PLAY THE MONEY GAME.

Choose the amount you want to spend each week on variable things like food, transit, shopping, etc. Make this amount realistic. Let’s say you choose $250. Then, track your spending and total it up at the end of the week. Were you under your goal? If so, how far did you come in under your goal?

If your weekly spending totaled $200 and your spending goal was $250, you won $50 in the Money Game! 🥳 Now you get to decide where that goes. Put that $50 towards a goal, like paying down debt or building your rainy day fund. You may decide to put $25 towards a goal and spend $25 on something fun now. Do whatever is most motivating for you.

If you don't want to (or don’t remember to) track your spending, you can set up a Money Game “salary” to transfer to a separate bank account. You can use that account’s debit card and will automatically know where you stand in the Money Game.

YOU GOTTA SEE THIS

THE ANNIVERSARY OF THE 19TH AMENDMENT.

On August 18, 1920, the words “the right of citizens of the United States to vote shall not be denied or abridged … on account of sex” were added to the U.S. Constitution. The 19th Amendment was supposed to give women the right to vote, but it did not deliver on that promise.

Even though many Black activists played critical yet largely unacknowledged roles in this fight, the 19th amendment was far from inclusive. It excluded Indigenous People and Chinese immigrants, and Black women were still subject to Jim Crow laws until 45 years later with the passage of the Voting Rights Act of 1965.

More than 100 years later, we are still battling for voting rights. Recently we’ve seen voter suppression efforts including strict I.D. laws, purging of voter rolls, restrictions on mail-in voting, as well as understaffed, limited polling places that sometimes change between elections. These voter suppression efforts disproportionately impact women, people of color, voters with disabilities, students and older people. Learn more about what we can do here.

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