Normalizing Financial Blunders with #FinancialFailFridays
At the Fiscal Femme we believe that financial mistakes or missteps are all part of the process of getting better with money.
Why? We’re not born knowing ‘how to money’ 🤑 and very few of us learn money skills until well into adulthood.
At the same time, whether we’re budgeting, investing or making a plan to pay down debt, it’s much better to get started than to wait until we know everything.
Yet, money is still taboo, so many of us don’t talk about money even with our closest friends and family so the entire process can feel very lonely and isolating.
Enter #FinancialFailFridays. Over on Instagram I’m sharing the money mistakes we’re all making (anonymously) week to week so we realize we’re all in this together (thank you Rachel K for this brilliant idea!).
Also, we can learn from each others’ mistakes. Imagine your mistakes helping others?! They take on a new purpose.
We share our money wins each week to celebrate the steps we’re taking to improve our financial well-being and now it’s time to share our failures as well.
Here’s a list of the Fiscal Femme community’s financial blunders. Come on over and join the movement.
#FinancialFailFridays
Missed the return window for an Amazon purchase
Not budgeting and being anxious for 6 months
Was too shy to tell the employee she didn’t give me 15% off on items marked down
Financed surgery recovery time - can’t pay before interest is due
First week paying for 2 in daycare wooofff ($50K / year now)
Needing a second job so I can afford my self employment
Didn’t check my accounts for a week
Paid to babysit - took Lyft to a volunteer babysitting gig
Didn’t stick with my plan for a bonus and won’t payoff as much debt as I wanted
Didn’t ask for a printed quote at the mechanic. They then raised their price by $800
Freezing eggs, my company pays $30K. Did math wrong and now owe $5K out of pocket
Spent too much on snacks for a Halloween party where most people bailed on the day
Spending hundies at Costco for things I have wanted for so long, but have been completely fine without
I went to college
Ignoring burnout = spending money unecessarily
Started spending on my credit card again after a dental emergency
Scheduled 4 hours for side hustle. Due to snow storm, it took 8 hours
Had extreme PMS so I took work off last week. Now I have a horrible cold so more time off
Told partner to wait until Christmas to buy something but impulse bought an item for myself for the same $
Forgot to change address on a a taxable account and now the iRS is questioning me about it
Too embarrassed to say no to a shop owner, bought a $$ purse I don’t like and can’t return
Left my trash bin by the dumpster and the trash truck took my bin, too! Replacing it = literal $ in trash
Got a new tattoo even though I didn’t budget for it
Fender bender cost me $350 ticket + insurance rate hike
Went out for dinner when I already kinda ate before
Missing the cutoff time for meal delivery opt out
Paying for a trip for my teenage daughter using CC and believing I’d get paid back
Ordered BBQ from a food truck that didn’t post prices… $50 for a turkey leg
Went on unpaid maternity leave and the dog needed an emergency surgery
Sushi. That’s it
Ate out lunch 3x this week
Treating myself to Postmates delivery too frequently “it’s Friday” as justification
Got coffee and breakfast today when I Could easily do it before leaving for work
Missed the return date so now have $200 worth of useless dresses
Too much takeout
Not budgeting or tracking our spending. Need to be more intentional
Shopping sales! Every time Target or Old Navy send me a sale notification
Starting to buy a rental house, panicked I don’t want to be a Landlord! Lost 200 in title fees
Ordering takekout as my vegetables go bad in in the fridge
Buying lunch at work when I had food at home I could have brought!
Bought a piece of furniture I didn’t budget for this month
Bought Farm Aid tickets just to turn around and sell them. Got most of the money back