Articles — The Fiscal Femme

Revisit (or Create) Your Rainy Day Fund in 7 Steps

Revisit (or Create) Your Rainy Day Fund in 7 Steps

In times of uncertainty, our rainy day funds become more important than ever. Why? They provide us with cash in case of an emergency - like a change in income, job loss, or unexpected expenses.

They also give us freedom to make choices, peace of mind, and space for creativity. Think about it. Maybe you lost your job and are looking for your next career opportunity. If you have a rainy day fund, you’re better positioned to pass up on a job that’s not a good fit because you don’t need the cash as urgently.

This can make a huge difference in our career trajectories, future earnings, and our overall happiness and satisfaction at work.

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How To Talk Money With Your Honey

How To Talk Money With Your Honey

Aiming to better understand your partner’s money habits and his or her financial situation now will make you happier and certainly make managing money together much easier in the future. According to TD Bank’s Love + Money Survey, 90% of happy couples discuss finances once a month.

This isn’t an easy conversation to have for many reasons, but it’s well worth it. Here’s how to ease into the money talk with your partner without the shame and embarrassment so many of us fear.

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A Millennial's Guide to Spending (and Saving)

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A Millennial's Guide to Spending (and Saving)

The earlier we start, the easier it is to save up for financial freedom—aka retirement. Why? The eighth wonder of the world: compound interest. While retirement may seem far off when we are young, compound interest (or interest on interest) makes it worth our while to start contributing funds to our retirement early on. Any contributions, including small amounts, make a huge difference when given the chance to accumulate.

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Want to Take a Bucket List Trip? Here’s How I’m Planning for Mine.

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Want to Take a Bucket List Trip? Here’s How I’m Planning for Mine.

New research from Affirm shows that Americans’ top goal for 2022 is to take a vacation. And it makes sense. So many of us are overdue - way overdue - myself included.

Of those who plan to travel, 80% agree that this will be the year they splurge on a bucket list vacation, but once in a lifetime vacations require money and time to plan. And with inflation, the cost of that bucket list trip has most likely gone up. Affirm found that 66% of Americans are worried that inflation will impact their 2022 goals, but that doesn’t have to be you!

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How Travel Inspired My Financial Journey

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How Travel Inspired My Financial Journey

As part of our Women’s History Month series, Cinneah (the founder of Flynanced) and I co-hosted a series of incredible roundtable discussions with some of our favorite women in the personal finance space with the goal of fostering rich intersectional conversations around money.

Jateria is a financial coach, travel strategist, and founder of Debt Free Travel Journey. We asked her how travel has inspired her financial journey. Here’s what she had to share. (You can watch the full recording of the roundtable discussion, Creating a Travel Abundant Lifestyle, here).

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Diversifying Your Income on Your FI/RE Journey

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Diversifying Your Income on Your FI/RE Journey

As part of our Women’s History Month series, Cinneah (the founder of Flynanced) and I co-hosted a series of incredible roundtable discussions with some of our favorite women in the personal finance space with the goal of fostering rich intersectional conversations around money.

We asked Kiersten Saunders, co-founder of the award-winning blog rich & REGULAR, about the first part of the FI/RE equation - our income. Here’s what she had to share.

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How to Actually Stick With Your 2022 Money Goals

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How to Actually Stick With Your 2022 Money Goals

New Year, fresh start. It’s a time when many of us make new and exciting goals, including goals around our money. Yet, even with the best of intentions, as the month of January rolls on, many abandon their goals.

Study after study shows that most people give up on their New Year’s resolutions by the end of January or early February. That’s not what we want!

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Rewire Your Brain for Wealth

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Rewire Your Brain for Wealth

In theory we all want to earn more money, right? Who doesn’t? But sometimes we have deep seated beliefs about money that keep us from doing so.

If we grew up being told that having money is greedy or we saw people gain wealth and become selfish, it makes sense we wouldn’t want to have much of it. Who wants to be greedy or selfish?

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The Case for “Back Roads” Traveling

The Case for “Back Roads” Traveling

As part of our Women’s History Month series, Cinneah (the founder of Flynanced) and I co-hosted a series of incredible roundtable discussions with some of our favorite women in the personal finance space with the goal of fostering rich intersectional conversations around money.

Rebecka Zavaleta, is the founder of First Milli, where she educates us on how to invest towards our “First Milli,” and also uses her platform to highlight travelling off the beaten path. Here’s what she had to share.

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5 Steps for a Financially Healthy New Year

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5 Steps for a Financially Healthy New Year

2022 is right around the corner. One of the things I love about the New Year is that it is a great opportunity for a fresh financial start. I reflect on how the past year went and what I’d like to do differently in the coming year. I think about the highlights of my year - what I liked having and doing. Then I can incorporate this reflection into next year’s financial plan.

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