We don’t typically associate money with parties but I’m telling you, it’s a worthwhile association to make.
One of the reasons we don’t make the progress we want in our financial lives is because our financial to-do list continues to get put on the back burner. We have busy lives so when we don’t create the time for something (like dealing with our finances), the calendar fills up and we continue to not have time. It’s a vicious cycle.
Dating and early relationships can be stressful. Then add in money and it gets even more complicated.
Not only is dating expensive (hello inflation!), it can also be confusing. I always had questions like… Who should pay? Do we split? When should we talk about money? How do we split expenses? Is that a financial red flag? What are my financial green flags?
For many of us, money is a taboo topic that we don’t even talk about with our closest friends and family. This might not seem like a big deal, but it has some major repercussions. One is that it makes it a lot more difficult to reach our goals.
When the people who love us the most don’t know about our goals, they can’t support us. They might even unknowingly sabotage us!
Over the past nine years (the Fiscal Femme had it’s 9th birthday on March 2nd!), I’ve been creating resources to help you succeed in your financial life and reach your goals. And we provide many of them for free.
Here’s a roundup of my favorite free resources. Whether you are new to the Fiscal Femme or you just missed a few of these golden nuggets, I’ve compiled them for you here in one place.
Okay, yes. For any of us who have purchased something and experienced a quick high, we know that retail therapy can work in the short-term. It can be a distraction or even a nice chance to imagine ourselves wearing or using the item we just purchased. That feels good.
What happens next provokes a vicious cycle. We may experience buyer’s remorse, stress about our new higher credit card balance, or feel deflated and guilty for failing to curb our impulses. We may already be looking for that next thing we want to buy.
We’re back with our second installment of the Fiscal Femme Anonymous Money Survey. Why? When I first started my money journey it was really helpful to see how much people were spending on certain things. Not because it was important to compare myself with others or that I should spend my money the same way, but more because it opened my eyes to what was possible and gave me a spending frame of reference.
Frugal joys are free or inexpensive things and experiences that make us happy. The best part about them is that we can add more of them to our lives without increasing our expenses. We can also use them to replace more expensive things to reduce our spending (without losing the joy in our lives).
Summer is my favorite frugal joy season because there are so many options when the weather is warm. Here are some of my favorite frugal joys from this summer. I’d love to hear about yours too!
New research from Affirm shows that Americans’ top goal for 2022 is to take a vacation. And it makes sense. So many of us are overdue - way overdue - myself included.
Of those who plan to travel, 80% agree that this will be the year they splurge on a bucket list vacation, but once in a lifetime vacations require money and time to plan. And with inflation, the cost of that bucket list trip has most likely gone up. Affirm found that 66% of Americans are worried that inflation will impact their 2022 goals, but that doesn’t have to be you!
As part of our Women’s History Month series, Cinneah (the founder of Flynanced) and I co-hosted a series of incredible roundtable discussions with some of our favorite women in the personal finance space with the goal of fostering rich intersectional conversations around money.
Jateria is a financial coach, travel strategist, and founder of Debt Free Travel Journey. We asked her how travel has inspired her financial journey. Here’s what she had to share. (You can watch the full recording of the roundtable discussion, Creating a Travel Abundant Lifestyle, here).
